PayKip DEMO MODE• Simulated environment with synthetic data. No real funds or live bank rails are accessed.
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PayKipby Exonara Technologies
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PayKipby Exonara Technologies
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Regulated Banking Rails

Double-entry ledger integrity & risk-based step-up authentication active.

PayKip Ajo & Esusu Clubs

Escrow-Secured

Automated rotational peer thrift savings (ROSCA). Accumulate lump-sum capital with zero default risk.

Vault Balance₦425,850.50
100% Default-Proof Ajo GuaranteeEvery cycle is protected through smart wallet pre-authorizations and collateral micro-holds. No member can receive a lump sum and default.
PayKip Social Escrow Active

Tech Bros & Founders Rent 2027

⚡ Auto-Debit Active

Monthly contributions towards annual house rent in Lekki & Yaba.

monthly
Total Pot Payout₦250,000.00
Your Contribution₦50,000.00/mo
YOUR TURN! You receive the next payout
Nov 28, 2026
Rotation Cycle 2 of 55 Members
#1Babatunde AdelekeBabatunde Adeleke
Oct 1, 2026Paid Out
#2You (Chidinma Okafor)You (Chidinma Okafor)
Nov 28, 2026Receiving Next
#3Babatunde AdelekeBabatunde Adeleke
Dec 28, 2026Upcoming
#4Emeka ChibuikeEmeka Chibuike
Jan 28, 2027Upcoming
#5Ngozi OkonkwoNgozi Okonkwo
Feb 28, 2027Upcoming
Mandatory Collateral: ₦100,000.00100% Capital Shield

Zero default risk. All members hold locked collateral in KipVault earning 16.5% APY. If any member fails to contribute after collecting early payout, their locked collateral is automatically liquidated into the pool to reimburse members.

Balogun Market Wholesalers Pool

Weekly inventory restocking fund with zero default collateral vault.

weekly
Total Pot Payout₦100,000.00
Your Contribution₦25,000.00/wk
Next Beneficiary: Alhaji Musa Danjuma
This Friday
Rotation Cycle 1 of 42 Members
#1Alhaji Musa DanjumaAlhaji Musa Danjuma
This FridayReceiving Next
#2You (Oluwaseun Adeleke)You (Oluwaseun Adeleke)
Next FridayUpcoming
Mandatory Collateral: ₦50,000.00100% Capital Shield

Zero default risk. All members hold locked collateral in KipVault earning 16.5% APY. If any member fails to contribute after collecting early payout, their locked collateral is automatically liquidated into the pool to reimburse members.

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